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The Underwriting Unit is responsible for reviewing applications, ensuring that the applicant is eligible for coverage with KEMI, confirming that KEMI has all the necessary information to issue a policy and determining the appropriate premium to be charged.

Additionally, when KEMI is notified of a change to the policy, the underwriter will make the necessary modification to the policy. Prior to the end of the policy term, the underwriter will determine the premium for the upcoming year and provide the policyholder a renewal quote.

Do you have additional questions? Visit the Underwriting FAQs.

Considering your renewal? Why Choose KEMI?

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Kentucky Employers' Mutual Insurance  250 W. Main St., Ste. 900 Lexington, KY 40507